Profit and loss, balance sheet and exporting your plan
From revenue to net profit, with the balance sheet, key figures and a document to share.
Step 18 of 18: Online business plan
Video: profit and loss, balance sheet, key figures and export in the Business Planner.
Everything you entered in the previous steps comes together here, in the overviews every banker and accountant knows. You don't have to retype anything. The profit and loss statement, the balance sheet and the key figures update with every change in your revenue, costs, and investments and financing. Then you export the complete plan to share it.
From revenue to net profit
The profit and loss statement is on the P&L tab under Review. You can view it per month, quarter or year.
| Line | Meaning |
|---|---|
| Revenue | The sum of all your revenue streams. |
| Gross margin | Revenue minus direct costs, such as purchasing. |
| EBITDA | The result before depreciation, interest and tax: what your day-to-day business earns. |
| EBIT | The operating result after depreciation of your investments. |
| Profit before tax | The operating result after the interest on your loans. |
| Net profit | What remains after profit tax. |
Balance sheet and key figures
The balance sheet shows what the business owns and how that is financed. At the top are the book value of your investments and your cash, below that your equity and loans. A message above the table tells you whether your funding is covered.
The KPIs tab shows the key figures for profitability, liquidity and financing. Where possible, the planner puts your margin next to the average for your industry from the Firmfocus industry figures. The DSCR (debt service coverage ratio) shows how many times you can pay the interest and repayments on your loans from your cash flow. The planner tells you whether your plan meets the threshold banks often use.
Exporting and sharing your plan
- 01
Check your progress
The overview of your plan shows how complete it is and which sections are still thin.
- 02
Preview the document
Preview export shows what the business plan looks like before you download it.
- 03
Download and share
Download the plan as a Word document for your bank, accountant or business partner. Under Review, you download the financial overview as a PDF, and every table as a CSV file.
A plan you keep using
The demo salon shows clearly how the parts affect each other. Add a cost item, such as an extra stylist, and EBITDA and net profit drop right away while the cash position shifts with them. Your own plan works the same way: change an assumption and you immediately see what it means for profit, cash and financing. Update your plan when you invest, hire someone new or review your course for the year ahead.